MSME readiness guidance you can verify before you act.
MSME Saarthi helps Micro, Small & Medium businesses understand selected scheme guidance, Udyam readiness steps and AI-assisted support in plain language. Use it for preparation, then verify final eligibility, documents and application steps on official portals.
Public-source readiness support, with official-source verification.
- PMEGP - review official project-cost and margin-money rules
- MUDRA Tarun - review bank loan-readiness requirements
- CGTMSE - review credit-guarantee coverage conditions
MSME Saarthi Credibility
Public guidance for readiness planning, with official-source verification before action.
Our Supporters
Ecosystem supporter references are shown for TrustNGO Labs / GetSaarthi context. MSME Saarthi is not a government portal and does not guarantee any official outcome.
Prepare Your MSME Before You Apply, Borrow, Register, or Expand
MSME Saarthi helps business owners organize documents, understand baseline readiness, verify official public sources, and prepare safer next steps before exploring support pathways.
Before moving into schemes, credit support, tenders, registrations, or compliance steps, MSMEs should first check the basic requirements, keep records organized, and avoid unrealistic promises. A preparation-first approach helps reduce confusion and supports better decision-making.
Choose the right public guidance path.
MSME Saarthi is organized around readiness guidance: ask a question, learn the basics, or review guide themes before acting on official portals.
Ask AI Saarthi
Use multilingual, support-oriented guidance to understand MSME readiness questions before checking official sources.
Open AI SaarthiLearn the basics
Review public-source awareness topics for Udyam, schemes, documents, and safer verification habits.
Start learningRead practical guides
Explore guide themes for finance readiness, tender awareness, state schemes, and official-source checks.
Browse guidesOne readiness hub for key MSME next steps.
MSME Saarthi brings selected guidance, search and AI-assisted support into one flow while keeping official applications on official portals.
Scheme Readiness
Explore selected central and state scheme guidance by sector, size, gender and category.
ExploreUdyam Readiness
Understand documents, steps and official-portal next actions for Udyam registration.
ExploreAI Saarthi (Multilingual)
Ask support-oriented MSME questions in Hindi, English, Tamil, Telugu, Bengali, Marathi and more.
ExplorePopular schemes for MSMEs
Selected public-source guidance for credit, subsidies, market access and readiness.
Udyam Registration
Ministry of MSME
Free, paperless registration based on self-declaration. Unlocks priority sector lending, subsidies and government tenders.
PMEGP — Prime Minister's Employment Generation Programme
KVIC / Ministry of MSME
Credit-linked subsidy for new micro-enterprises. Margin money subsidy 15–35% depending on category and location.
PM MUDRA Yojana (Shishu / Kishore / Tarun)
Department of Financial Services
Three categories — Shishu (up to ₹50k), Kishore (₹50k–₹5L), Tarun (₹5L–₹10L) — for non-corporate non-farm small businesses.
CGTMSE — Credit Guarantee Scheme
Ministry of MSME
Credit guarantee cover for collateral-free loans up to ₹5 crore from member banks and NBFCs.
Stand-Up India
Department of Financial Services
Bank loan for at least one SC/ST and one Woman borrower per bank branch for greenfield enterprises.
ZED Certification
Ministry of MSME
Zero Defect Zero Effect — quality certification scheme to help MSMEs improve manufacturing standards.
Live Tender Matches from SigmaTenders
Fresh SigmaTenders opportunities for MSME tender awareness, GeM readiness, and procurement planning. Verify every detail on the official or permitted source before acting.
Built for the way Indian entrepreneurs actually work.
MSME Mitra, Udyamimitra and msme.gov.in are powerful — but fragmented and English-first. Saarthi unifies them with conversation, vernacular and AI matching.
- Vernacular-firstHindi & 10 regional languages from day one.
- Conversational discoveryDescribe your business; explore relevant readiness paths.
- Official-source remindersImportant details should be verified on official portals before action.
- Private workspace readinessAuthenticated tracking should be used only after account and data-safety checks.
Ready to grow your MSME?
Start with Udyam readiness steps or ask AI Saarthi about selected MSME guidance.
MSME Saarthi is not a government website and does not guarantee scheme eligibility, subsidy approval, loan sanction, registration, certification, tender qualification, tender award or any official outcome. Do not share OTPs, passwords, Aadhaar numbers, PAN copies, bank details or portal credentials through public forms or chat.