GetSaarthi MSME readiness hub

AI-assisted MSME readiness and public-source guidance in your language.

MSME Saarthi helps Micro, Small & Medium businesses explore selected scheme guidance, understand Udyam readiness steps and ask AI Saarthi for support-oriented guidance. Always verify final eligibility and application steps on official portals.

Selected
Scheme guidance
12
Languages
Official
Portal checks
AI Saarthi
Online
मेरा कपड़े का छोटा कारखाना है — कौन सी सरकारी योजना मेरे लिए सही है?
आपके लिए 3 योजनाएँ उपयुक्त हैं:
  • PMEGP — ₹50 लाख तक ऋण, 35% सब्सिडी
  • MUDRA Tarun — ₹10 लाख तक बिना गारंटी
  • CGTMSE — ₹5 करोड़ तक कोलैटरल-फ्री
क्या मैं Udyam रजिस्ट्रेशन में मदद करूँ?
Public-source guidance with official-portal verification reminders
Ministry of MSME·Udyam·CGTMSE·KVIC·GeM·RBI / MUDRA
What Saarthi does

One readiness hub for key MSME next steps.

MSME Saarthi brings selected guidance, search and AI-assisted support into one flow while keeping official applications on official portals.

Scheme Readiness

Explore selected central and state scheme guidance by sector, size, gender and category.

Explore

Udyam Readiness

Understand documents, steps and official-portal next actions for Udyam registration.

Explore

AI Saarthi (Multilingual)

Ask support-oriented MSME questions in Hindi, English, Tamil, Telugu, Bengali, Marathi and more.

Explore
Featured

Popular schemes for MSMEs

Selected public-source guidance for credit, subsidies, market access and readiness.

Registration

Udyam Registration

Ministry of MSME

Free, paperless registration based on self-declaration. Unlocks priority sector lending, subsidies and government tenders.

Free lifetime MSME identity
Ask Saarthi about this →
Credit
Up to ₹50 lakh (manufacturing) / ₹20 lakh (service)

PMEGP — Prime Minister's Employment Generation Programme

KVIC / Ministry of MSME

Credit-linked subsidy for new micro-enterprises. Margin money subsidy 15–35% depending on category and location.

Subsidy up to 35%
Ask Saarthi about this →
Credit
₹50,000 to ₹10 lakh

PM MUDRA Yojana (Shishu / Kishore / Tarun)

Department of Financial Services

Three categories — Shishu (up to ₹50k), Kishore (₹50k–₹5L), Tarun (₹5L–₹10L) — for non-corporate non-farm small businesses.

Collateral-free loan
Ask Saarthi about this →
Credit
Up to ₹5 crore

CGTMSE — Credit Guarantee Scheme

Ministry of MSME

Credit guarantee cover for collateral-free loans up to ₹5 crore from member banks and NBFCs.

Collateral-free guarantee
Ask Saarthi about this →
Credit
₹10 lakh to ₹1 crore

Stand-Up India

Department of Financial Services

Bank loan for at least one SC/ST and one Woman borrower per bank branch for greenfield enterprises.

Greenfield enterprise loan
Ask Saarthi about this →
Technology

ZED Certification

Ministry of MSME

Zero Defect Zero Effect — quality certification scheme to help MSMEs improve manufacturing standards.

Up to 80% subsidy on certification
Ask Saarthi about this →
Why Saarthi vs others

Built for the way Indian entrepreneurs actually work.

MSME Mitra, Udyamimitra and msme.gov.in are powerful — but fragmented and English-first. Saarthi unifies them with conversation, vernacular and AI matching.

  • Vernacular-first
    Hindi & 10 regional languages from day one.
  • Conversational discovery
    Describe your business; explore relevant readiness paths.
  • Official-source reminders
    Important details should be verified on official portals before action.
  • Dashboard readiness
    Authenticated tracking should be used only after account and data-safety checks.
12
Indian languages
63 Mn
MSMEs in India
11 Cr+
Jobs created
30%
GDP contribution

Ready to grow your MSME?

Start with Udyam readiness steps or ask AI Saarthi about selected MSME guidance.

MSME Saarthi is not a government website and does not guarantee scheme eligibility, subsidy approval, loan sanction, registration, certification, tender qualification, tender award or any official outcome. Do not share OTPs, passwords, Aadhaar numbers, PAN copies, bank details or portal credentials through public forms or chat.