MSME Saarthi does not guarantee scheme eligibility, subsidy approval, loan sanction, registration, certification or any official outcome. Always verify amounts, documents, deadlines and application steps on the official portal or with the implementing bank/agency.
Ministry of MSME
Free, paperless registration based on self-declaration. Unlocks priority sector lending, subsidies and government tenders.
KVIC / Ministry of MSME
Credit-linked subsidy for new micro-enterprises. Margin money subsidy 15–35% depending on category and location.
Department of Financial Services
Three categories — Shishu (up to ₹50k), Kishore (₹50k–₹5L), Tarun (₹5L–₹10L) — for non-corporate non-farm small businesses.
Ministry of MSME
Credit guarantee cover for collateral-free loans up to ₹5 crore from member banks and NBFCs.
Department of Financial Services
Bank loan for at least one SC/ST and one Woman borrower per bank branch for greenfield enterprises.
Ministry of MSME
Zero Defect Zero Effect — quality certification scheme to help MSMEs improve manufacturing standards.
Ministry of MSME
Single window for MSMEs to raise grievances, seek handholding for finance, raw material and market.
Ministry of MSME / World Bank
World Bank-supported scheme to strengthen institutions, improve access to market & credit, and address delayed payments.
RBI
Electronic platform for financing of trade receivables of MSMEs through multiple financiers.
Ministry of Commerce
Sell directly to all Central / State Government departments and PSUs. MSMEs get exemption from EMD and prior turnover.
Ministry of MSME
File application against buyers (incl. PSUs & govt depts) for delayed payments. MSEFC adjudicates with interest.
Ministry of MSME
Implementation of lean tools (5S, Kaizen, TPM) to reduce waste and improve productivity.